About Toni Amato

Being a Finance Broker gives me the opportunity to offer tailored advice and provide the right loan solution for my clients. I source loans from over 1450 + financial products, allowing me to find the most suitable loan for all my customers lending needs and turning no one away.

With such an extensive range of products, I can provide YOU with the best possible results and save you hours of time and money searching for a compatible loan. As an experienced lender, I am passionate about delivering a superior service and experience.

With the over 30 years of banking experience working with the ANZ Bank and twenty years’ experience in Consumer and Commercial Lending, I have attained the right skills and experience to ensure my customers are delivered a streamlined and productive customer experience.

  • Cert IV – Mortgage brokering
  • Understanding/speaking Italian and Maltese.

Working with a diverse range of clients and of European descent myself I am coherent and have a well-developed understanding of the needs of multi-cultural Australians.

Growing up in Melbourne and having worked at the ANZ Melbourne Airport for 7 years, I have acquired a full comprehension and appreciation of many cultures and races, including European, Asian, Indian and Middle Eastern. When English is not your first language borrowing money can often be a confusing process. I ensure that my clients feel comfortable when discussing their lending needs and more importantly that they have a clear understanding of the process and options available when they require finance.

My multicultural understanding and expertise is one of my strong points and greatly appreciated by my clients.

What Toni’s customers say about her:

“Toni is excellent. She is honest, trustworthy and has an in-depth knowledge of the products she recommends. And she knows all the little tricks played by the Big 4 Banks. I could call Toni at any time and if she was not available, she got back to me in a timely manner. She kept me informed throughout the entire loan process and went through all the documents with me before signing. I highly recommend Toni’s services”.
Gerald D – November 2020


“I highly recommend Toni’s excellent mortgage lending and loan service. Persistent to the end, she doesn’t stop until she gets the best possible deal. I have no hesitation in recommending Toni to anyone in need of an excellent mortgage broker”.
Marc W – November 2020


“Toni is exceptional and is an amazingly smart broker. This was the second time we worked with her. She is kind, caring and courteous and knows her job. We are so, so, lucky to have worked with her, and we will love to work with her again. She worked closely with us to get the best and ultimate result for our home loan. She directed us through every moment of the loan process and made us feel valued and like proper humans. We are extremely grateful to Toni, and we highly recommend her services”.
Kristina F – October 2020


“Toni is informed, easy to talk to and offers a quick turn-around. She followed up on questions and got back to us quickly and is knowledgeable. She really listened to what was required from us in our search to refinance our investment loan. Toni is very patient, and nothing was too much trouble, and she kept us informed during the whole process. We regard her work highly, so much so that both our children are in the process of having Toni help them with securing their home loans”.
Vincent M – August 2020


“Toni kept us constantly updated on the application process regardless of day/time. She was exceptional in her service in making the transition between various lenders as smooth and seamless as possible. Her tailored approach, coupled with years of experience was paramount in ensuring we received the best product available on the market”.
Beneil  E – August 2020


“We want to thank you Toni for getting us out of a difficult financial situation into a very comfortable financial situation. We are in a position now where we can start saving for our next holiday, something we look forward too. You kept us up to date with the whole process and found a product that suited us. You were polite and friendly and explained to us how we could live more comfortably. Thank you so much again”.
Mark & Carla M – July 2020


“Toni offers an excellent service when needing a loan. She made my first online loan experience a pleasure. I would recommend her to anyone needing the services of a mortgage and finance broker”.
David C – July 2020


“Toni was dedicated from the very start of applying for my loan to settling the purchase of my property. It was very comforting knowing I had an advocate there to assist with every step of the way. Toni is an exceptional mortgage broker who has years of experience in this field. She knows the market well and was able to secure a loan for me with the right lender who provided a niche service for my particular requirements. I have already recommended Toni’s services to others and will continue to do so. Thank you so much Toni”.
Monnette – June 2020           


“Toni leaves no stone un-turned. Her attention to detail is excellent. She was great to deal with and we will be using her services for future finance applications for sure. We highly recommend her services to anyone seeking the assistance of a mortgage and finance broker”.
David B – May 2020


“Toni was very friendly which made the refinance go through smoothly without any problems. Your friendly customer service made it very satisfying working with you”.
Stavros H – February 2020


“Our experience with our Mortgage/Finance Broker Toni Amato at Home Loan Connexion couldn’t have been easier. Toni was referred to us from family as she was known with a good reputation and she lived up to it. We found Toni very knowledgeable, friendly and helpful, she helped me and my partner with our whole application process for our first home mortgage as well as helped us secure our first home owners grant. Toni provided helpful in depth information and was able to help us secure our home loan, she always made sure to go over all fine prints so we both fully understood everything and wouldn’t skip any steps – was very professional. Working closely with us she was always flexible and contactable even with her busy schedule, she helping us after business hours as we both work full time and we found this key in both of our busy schedules. We appreciate all the hard work Toni put in for us, and would highly recommend her to friends and family. Thank you so much Toni, words can’t advise how much you have helped us achieve our dream”.
Ashleigh & Anthony B – February 2020


“Thank you Toni for once again assisting us with our refinancing. In the past 10 years we have turned to you and you always worked extremely hard to achieve the best outcome for us. This clearly shows your professionalism and knowledge of the products available, and how it will work best for us. Once again thank you Toni for an exceptional service. We highly recommended your services to others”.
Anna & Kon T – February 2020


“Great services and knowledgeable, Toni was fantastic with our financial needs”.
Rocco M – January 2020


“Toni’s services were exceptional and professional. Toni was extremely informative and supportive. I would 100% recommend her services”.
Ayfer K – December 2019


“Toni Amato is a courteous, professional, kind and hard working broker. I was referred onto Toni by my sister in-law whom showed us that there was hope in re financing/purchasing a new home. Toni worked tirelessly to help us achieve our goal and went beyond our expectations – Toni restored our faith in the banking sector. Thank you Toni, we will be forever thankful”.
Kristina F – November 2019


“Toni was able to provide exceptional service. She genuinely cared about my financial and emotional wellbeing as a first home buyer. Thank you so much for looking after me!”
Natassja S – October 2019


“Toni listened to my specific requirements and found an option that was perfect for me. I found her to be incredibly helpful with finding a suitable loan for my situation and preferences. Toni’s loan and customer services are excellent”.
Emilia D – September 2019


“Toni was an absolute delight to work with as she impressed on all aspects such as following up caring and always positive attitude and l could go on. She goes out of her way to meet customer satisfaction and expectations. She offers and excellent service and is easy to talk to”.
Sabit and Yeliz K – May 2019


“Toni kept me updated with how my loan was progressing and her communication throughout the process was great. Updates on the progress of my loan was really important to me and she did this to a tee.” 
Mark M – December 2018


“Toni provides a personalised service, backup and advice. Her advice was tailored for my needs with step by step help. Toni also provides up to date follow-up advice.” 
Rocco M – November 2018


“Offering clarity and explaining each step of the refinancing process was made easy for me using Toni Amato to handle my loan. She is very professional, accurate and through. Her customer service, knowledge and delivery of my home loan product not only suited my needs but exceeded my expectations. Toni offered instant notifications and updates to my phone and continues to keep me updated on the current property market. I am very happy indeed.”
Justin T – Melbourne


“Toni was fantastic to deal with when it came to me refinancing my loan. She is very professional and I felt like it was all about getting me the best package possible. She kept me updated throughout the process and I felt she was truly working hard to get me the best possible deal. That type of one-on-one service is hard to find these days and it is very refreshing to see it’s still available. I highly recommend Toni’s service”.
Natalie M – Sunbury


“Toni was very friendly, courteous and efficient. The whole process of refinancing was very easy, much to my surprise. Toni also was able to negotiate with the bank to get the best rate for us. I would recommend Toni to anyone who requires new finance or refinancing”.
Emily D – Greenvale


“Toni helped me refinance my home loan, she went that extra mile which no one else provided. Toni cares about her customers and was very professional and informative”
Helen N – Lower Templestowe


“Toni Amato was prompt and had an excellent understanding of our needs. She helped us find the right lender and the best rates”.
Indria A – Gisbourne


“Your customer service is the best. I am so grateful for all your help over the last year. I am passing your details onto everyone who is needing a new home loan, and I hope your business continues to grow”.
Paul G – Coburg


If you wish to discuss any lending needs or wish to book an initial consultation with me please give me a call on 0412 541 602

Toni Amato