Play money is an emotional topic and causes many stressful moments and arguments.

Play money is about freedom and autonomy, makes you feel good and for some a sense of personal power. Play money is spent solely at your discretion, rewarding yourself for what you did to earn it.

Entitled to spend some, all, or none, it’s your choice, you earned it!.

That’s true you earned it…however if the people around you are observing you spend too much play money, and hear you complaining and stressing about money, it’s worth stopping and accessing how much of your income is allocated to play money. What is the primary expense of your play money?

Your primary play money expense will tell you about your psychology and what’s causing you or your partner play money stress.

Take the time to write how much play money you spend each week, then segment it for example, alcohol, clothes, gambling, entry fees, entertainment, party drugs, convenient food/meals and so on. Talk with your partner about why these segments are important to you, do they bring you two closer. To reduce your play money stress consider tweaking the activities, introducing new activities to lower your costs whilst still getting the feelings you seek.

Play money is linked with your self-esteem and your social world.

Play money funds experiences, connects you with friends and the community, which is fundamental to your well-being. If your play money is linked with your social status pretending to be wealthier than you are then this will cause money stress for you and your partner. You’re likely to be spending too much but also speaking and behaving with a bravado that can cause people to sense fake- ness about you. Don’t try so hard and learn to be okay with who you are!

  • Play money is never borrowed or written on an IOU.
  • Play money as a rule; is an amount you can easily afford after paying all your financial responsibilities. It is generally 10% or less of your nett income.
  • Play money in a relationship is stressful when there’s not enough money for the basic bills. Therefore, play money needs to be adjusted accordingly so your family can prosper.
  • Play money spent only on your friends and not your partner can cause resentment. Remember your partner is the one you share everything with and is there for the good times and tough times so spoil them occasionally from your Play money.

Partners who spend regularly more play money than agreed can cause angst and mistrust. This play money habit is interesting and often doesn’t change even when they earn more. They may not like budgets or rules even when set by themselves. Getting this person to manage the bills and budget, with weekly relationship discussions can help to rebuild trust.

Do not judge your partners play money habits unless they’re life threatening or affect the relationship.

If you earn good money, there can be an unsaid expect that you should shout more often. This can blow your play money budget if you don’t manage it well. That’s when you might like to share your dream and goal for your play money, it might even inspire others to do the same.

Play money is about doing things that uplift your spirit within your means and that you deserve to have this special experience because your worth it.

Play money mastery is when you regularly have some money left over, feel good about what you have spent it on and have no regrets as it amasses providing a deeper sense of financial security.

The biggest tip I can give you is to observe the problem, discuss the problem, create a solution, re-evaluate the solution, if the solution is working great if not try something else, keep tweaking until it works. Don’t give up.

I hope this blog ‘Money Stress to Success’ has been helpful for you. Please share this with your friends to make a positive difference in their lives. With each monthly blog I will address one of the 14 money stresses talked about in my first blog.

In the meantime take care, if you have any questions or need help or guidance please send me an email or give a call on M: 0414 778 476.

Zoe is the director of Zoe Slater Counselling. She studied at The Australian College of Applied Psychology, Sydney Campus and completed her Diploma of Counselling and Communication at the Brisbane Campus. Zoe is an Associate Member with the Queensland Counsellors Association Inc and a member with Australian Counsellors Association. 

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Finance Physiology, Finance Tips Money Stress To Success – Your Play Money