Home Loan Document Checklist

As much as we try to make things simple, home loans mean paperwork. Lots of paperwork!

Here’s a checklist of the documents you will need ready before you apply for a home loan.

The sooner you have them all together, the faster we can progress your loan.

Essential Documents

The following documentation is required when submitting an application to a financier. From this information we are able to assess your lending requirements and approach the financier that best suits your situation. Please provide copies of:

Your 2 most recent payslips. (If self-employed, provide full personal and business tax returns for the last 2 years)
PAYG group certificates or tax assessments for the last 2 years
The purchase contract
Bank statements from your savings account for the last 3 months
Bank statements from your “day to day” account for the last 4 months
Bank statements from all current loan accounts for the last 6 months
Your most recent credit card or store account statement (if applicable)
Medicare Card, Birth certificate or passport (for identification purposes)
Drivers licence (for identification purposes)
Statements for any other investments (shares, debentures etc)
Centrelink statement of benefits (if applicable)

Additional Documents For Refinancing Your Loan

Extra documentation is required for refinancing your existing loan:

Bank statements from your current mortgage loan account for the last 6 months
Your last rates notice

Additional Documents For Investment Properties

Extra documentation is required for an investment property loan:

Letter from the property manager regarding the expected rental income
Copies of bank statements from all current loan accounts for the last 6 months

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Easier, better home loans - Saving you time & money

Buying a home can quickly become overwhelming when you start to look at all the different types of loans on the market.

That's where we come in. Finding the perfect loan for people is all that we do.

We have direct access to over 30 lenders and know who offers what, and on what terms. This means we know which lenders and loans are most suited to you and your needs.

We also get access to information about special deals and offers that the general public often don't hear about, which means we save you time and money on your loan.

Unlike the traditional lenders, we understand people are different, so we take the time to fully understand your situation before offering recommendations. That way you can be sure that your new home loan is perfect for you.

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Why choose Home Loan Connexion?

Experience

Our extensive industry experience means you’re more likely to own your home or investment property quickly because you’re being guided by someone who knows the ins and outs of the business.

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Flexibility

We know your time is precious, which is why we’ll come to you. You can arrange an appointment at one of our offices, or we can meet with you at your home or office at a time that works for you.

Simplicity

We make the process of applying for your loan as simple as possible. We are with you for the entire application process—as your one point of call. No calls to central office. No queues. No worries.

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Your Best Interests

Banks can only offer their own products, regardless of whether or not it’s the most competitively priced option for you. We research the products from a wide range of lenders which includes all the major banks.

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