Essential Documents

The following documentation is required when submitting an application to a financier. From this information we are able to assess your lending requirements and approach the financier that best suits your situation. Please provide copies of:

• Your 2 most recent payslips. (If self-employed, provide full personal and business tax returns for the last 2 years)
• PAYG group certificates or tax assessments for the last 2 years
• The purchase contract
• Bank statements from your savings account for the last 6 months
• Bank statements from your “day to day” account for the last 6 months
• Bank statements from all current loan accounts for the last 12 months
• Your most recent credit card or store account statement (if applicable)
• Birth certificate or passport (for identification purposes)
• Drivers licence (for identification purposes)
• Statements for any other investments (shares, debentures etc)
• Centrelink statement of benefits (if applicable)
• Application fee (some lenders require an application fee of up to $600 to accompany the application)

Additional Documents For Refinancing Your Loan

Extra documentation is required for refinancing your existing loan:

• Bank statements from your current mortgage loan account for the last 12 months
• Your last rates notice

Additional Documents For Investment Properties

Extra documentation is required for an investment property loan:

• Letter from the property manager regarding the expected rental income
• Copies of bank statements from all current loan accounts for the last 12 months